⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →

Northwestern University vs Ohio State University-Main Campus

Funding gap comparison

Northwestern University

, IL

Physical Therapy (DPT)

Annual COA
$89,639
Federal Cap
$20,500
Annual Gap
$69,139
Total Program Cost
$239,336
Total Gap
$184,601
Years
2.67
Classification
Graduate
Tuition
$56,367/yr
Fees
$536/yr
Living Expenses
$32,736/yr
VS

Ohio State University-Main Campus

, OH

Physical Therapy (DPT)

Annual COA
$58,046
Federal Cap
$20,500
Annual Gap
$37,546
Total Program Cost
$174,138
Total Gap
$112,638
Years
3
Classification
Graduate
Tuition
$36,671/yr
Fees
$371/yr
Living Expenses
$21,004/yr

Northwestern University has a $31,593 larger annual funding gap than Ohio State University-Main Campus.

Frequently Asked Questions

Why do these programs have different funding gaps?

Funding gaps depend on each program's total cost of attendance (tuition, fees, and living expenses) minus the federal loan cap. Programs classified as "professional" have a $50,000 annual cap, while graduate programs are capped at $20,500.

How are these costs calculated?

Costs include tuition, mandatory fees, and estimated living expenses (housing, food, books, transportation, and personal expenses). These are based on published 2025-26 rates and official cost-of-attendance budgets.

What is the OBBBA and how does it affect student loans?

The One Big Beautiful Bill Act (2026) eliminates Grad PLUS loans and replaces them with annual caps: $20,500 for graduate students and $50,000 for professional students. This creates a "funding gap" for programs that cost more than these caps.