⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →
Graduate · $20,500/yr cap

George Fox UniversityPhysical Therapy (DPT)

Annual Funding Gap$20,003$60,009 over 3 years
Federal Cap Unfunded Gap

Total Cost of Attendance: $40,503/yr · Federal Loan Cap: $20,500/yr

Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, graduate students at George Fox University studying Physical Therapy (DPT) face a maximum federal Direct Loan cap of $20,500 per year.

The annual cost of attendance is $40,503, resulting in a $20,003 gap each year ($60,009 total over 3 years). Students will need alternative funding sources beyond federal loans.

Cost of Attendance Summary

Annual Cost of Attendance$40,503
Federal Loan Cap (Graduate)$20,500
Annual Funding Gap$20,003
Total Funding Gap (3 years)$60,009

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These numbers assume…

  • × Full-time enrollment
  • × No scholarships or grants
  • × No prior federal student debt
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Need to Cover This Gap?

George Fox University Physical Therapy (DPT) students typically need $60,009 in private loans over 3 years to bridge the gap between federal aid and cost of attendance.

LenderEst. Rate RangeLoan Type
Lender A4.99% – 12.78% APRVariable & FixedComing Soon
Lender B5.24% – 14.49% APRFixedComing Soon
Lender C4.49% – 13.99% APRVariable & FixedComing Soon

Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.

Frequently Asked Questions

What is the federal loan limit for George Fox University Physical Therapy (DPT) students?

Under the OBBBA (effective July 1, 2026), George Fox University Physical Therapy (DPT) students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.

Can I still get a Grad PLUS loan for George Fox University?

No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.

How much does George Fox University Physical Therapy (DPT) cost per year?

The total cost of attendance for George Fox University Physical Therapy (DPT) is $40,503 per year. Over the full 3-year program, the total cost is $121,509.

What is the funding gap for George Fox University Physical Therapy (DPT)?

The annual funding gap is $20,003, calculated as the difference between the total cost of attendance ($40,503) and the federal loan cap ($20,500). Over the full 3-year program, the total gap is $60,009. This is below the national median of $35,126 for Physical Therapy (DPT) programs.